Capitec Bank Offers a personal loan for those unplanned expense or emergency situation, the personal loan is R5 000 and it is available in minutes.
The R5 000 personal loan is available on affordability assessment, which simply mean if you do not afford the R5000 you might get a lesser amount. The money is conveniently available immediately in your account so that you can do card payments or get cash at supermarket tills and ATMs.
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Capitec Loan must be repaid in full each month and you will get reviewed at a branch every 6 months for your convenience.
What Documents needed to Apply
To apply for Capitec Bank Loan you need to bring an identification document (you must be 18 years or older), Original proof of residential address (any of the approved documents in your name with your street address), Latest salary slip, 3-month bank statement showing your last 3 salary deposits.
Unfortunately capitec bank loan is not available for people who are Self-employed